We are a full-service Insurance Planning firm committed to helping people Identify their NEEDS, Develop GOALS to meet their needs, and PURSUE their dreams. We offer a wide range of services to both individuals and businesses including: Life, Health, disability and Long-term Care Planning. Our firm is headed by Mark Epp and Josh Knowles. Both Mark & Josh each have over 12 years of experience in life, health, disability, and long-term care planning. Josh also leads our team of 10 full-time licensed insurance agents that are available to work with you on all types of planning needs that you may have. Mark works with carriers to make sure that our agents have the most up to date and valuable products in the marketplace. Our vast experience helps us to make sure that we have the best solutions for your needs.

While developing a customized plan for each of our clients, we will walk you through a step-by-step process that will help make you feel confident in your decisions.

Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. We can help you execute a sound program utilizing the following products and services:

  • Health Insurance including Medicare Supplements, Medicare Advantage plans, Prescription Drug Plans (PDP’s), Individual health insurance, Group Benefits, Dental, Hospital Indemnity coverage, Critical Illness coverage, and more.
  • Long-term Care planning including traditional Long-term Care Insurance, Hybrid LTC annuities, and Chronis Illness Benefit riders for Life Insurance policies.
  • Life insurance planning, including Final Expense Needs, Income replacement, and Wealth Transfers using Term Life, Universal Life and Whole Life policies.
  • Retirement Asset Planning by helping you look at income streams including Social Security, Pensions, Royalties, etc. and determining if savings will be needed to fill income gaps or if the death of a spouse will significantly impact the standard of living of a survivor.

Many people ask us what “Providus” means. Providus is a Latin word that means prudent. As we searched for a name that described our business, we looked at many alternatives. Throughout all of the business that we work in, the concept of prudence rose to the top. Prudence is the practice of thoroughly looking at all alternatives and making a decision based upon the value of the evidence. This is manner in which we approach your financial decisions – by analyzing the vast array of options, weighing the positives and negatives of each alternative, and presenting them to you in a concise manner so that a prudent decision can be made. We do not focus on specific products or carriers; rather we focus on your needs and look for innovative solutions to meet those needs.